This is an interesting article about someone who owns a fast cash payday loan business, or who is a modern day loan shark. This person knows that he charges ridiculously high interest rates, but believes that his business truly helps those who are in a financial crisis.
A Loan Shark’s Perspective On Fast Cash Payday Loans
I make my living selling people fast cash payday loans, and I have got to tell you. People just aren’t fair to loan sharks. It’s there, isn’t it, even in the name. Loan shark. But really, what I do when I hook someone up with a fast cash payday loan, is give another chance to some poor guy who just does not have any chance at all without me. Sure, I make money off of the poor, but is that so wrong? I don’t force anyone to come to me and get their fast cash payday loan – they come to me themselves. If what I was doing was somehow hurting them, then why in heck would they go for it in the first place. But you try telling that to the people picketing outside of my fast cash payday loan center.
They claim what I am doing is usury, and I don’t know anything about that, but as my mama always said, you can’t use anyone who does not want to be used. Yeah, I do charge high interest rates, but it isn’t like these people are not already in debt. It’s the routine, you know the drill. Robbing Paul to pay Peter, or however the saying goes. And the important thing is that I provide these people with money now, which can hold off serious legal trouble for a good six months. And you know what, for some people, a fast cash payday loan can be enough to start to get their head above water again. That fast cash payday loan which people tell me is so unfair and exploitative, might be the only thing that stops some of these folks from losing their homes.
And this is not some new fangled scam. I didn’t open up some fast cash payday loan racket on the internet overnight or anything, just catching on to the latest craze. This here is a family business. We have been part of this community for generations, helping people who need a fast cash payday loan, and doing some business as a pawn broker on the side. Now I am not proud of what I do, but I’m not ashamed either. Everyone has got to make a living, and I do what I have to to make mine. If there is something wrong with that somehow, it is lost on me. I help out the destitute when they need a fast cash payday loan.